Privacy Policy

Last updated: [Month] [Day], 2026 — replace with actual publish date.

1. Information We Collect

We collect information you provide directly (such as your name, email, phone number, ZIP code, and Medicare-related preferences), information from your interactions with our website, and information from licensed insurance carriers and marketing partners we work with.

2. How We Use Your Information

We use your information to respond to your requests, provide Medicare plan comparisons and enrollment support, maintain agency and agent records, meet legal and CMS compliance obligations, and — only where you've separately opted in — send you text messages.

3. Text Messaging (SMS) Data — Special Protections

Your consent to receive text messages is collected and treated separately from any other consent you give us (such as consent to be contacted by phone or email). Text messaging opt-in data receives the following specific protections:

• All categories of Personal Data described in this policy exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties for marketing purposes.
• We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign.
• We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services — including but not limited to platform providers, phone companies, and other vendors who assist in the delivery of text messages.

You may opt out of text messages at any time by replying STOP to any message, or by contacting us using the information below. See our Terms of Service for the full SMS program terms.

4. How We Share Information

Outside of the SMS-specific protections above, we may share information with licensed carriers to process quotes and enrollments, with vendors who perform services on our behalf (such as hosting, CRM, and communications platforms), and as required by law or by CMS.

We do not sell your Personal Data.

5. Your Choices

• Opting in to text messages is never required to use our services or speak with an agent.
• Providing a phone number on our website forms is optional.
• You can withdraw consent to calls, emails, or texts at any time.

6. Data Security & Retention

We maintain reasonable administrative, technical, and physical safeguards designed to protect your information, and retain it only as long as needed for the purposes described here or as required by law and CMS record-keeping rules.

7. Contact Us

Questions about this policy or your data: privacy@americaschoice.net · (888) 676-5937.